For the quarter ending June 2025, ICICI Prudential Life Insurance Company reported robust financial results amid ongoing long-term growth hurdles.
The company posted a profit before tax (excluding other income) of Rs 212.90 crore, alongside record net sales of Rs 25,401.34 crore. Profit after tax (PAT) rose to Rs 300.99 crore, reflecting significant year-on-year growth.
However, despite these gains, the company faces challenges in sustaining long-term growth. Operating profit expanded at a modest annual rate of 6.95%, while return on equity (ROE) stood at 10.1%. The stock trades at a price-to-book ratio of 7.2, indicating a premium valuation relative to peers.
Over the past year, ICICI Prudential’s stock price declined by 11.46%, even as profits grew by 45.3%, resulting in a PEG ratio of 1.6.
The company has also underperformed the benchmark over the last three years, underscoring the complex dynamics influencing its financial outlook.
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