UK holidaymakers are being advised to carefully check their travel insurance policies before embarking on trips, particularly if they plan to take part in popular activities such as riding electric scooters or jet-skiing. Experts warn that these seemingly harmless pastimes could invalidate travel insurance claims, leaving travellers responsible for potentially significant medical and other costs in the event of an accident.
Recent research from Quotezone.co.uk, a travel insurance comparison platform, has highlighted a gap between what travellers assume is covered and what policies actually include. With more than a third of UK tourists seeking activity-packed holidays, it is essential to understand policy exclusions, particularly for higher-risk activities.
Common Holiday Activities That Could Void Travel Insurance
Many travellers overlook exclusions that could leave them financially exposed. Some of the most frequently cited activities include:
Electric Scooters
Electric scooters are increasingly popular as a convenient way to get around in destinations such as Thailand, Vietnam, and Bali. However, typical travel insurance policies may not cover injuries sustained while riding, especially if:
- The rider is not wearing a helmet
- The rider does not hold the appropriate local driving licence
Failing to comply with these requirements can result in rejected medical claims, forcing travellers to pay for hospital bills and other associated costs out of pocket.
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