With ski season approaching, travel experts are warning adventure travelers not to delay purchasing insurance. SOVENTURE, a brand under the InsureMyTrip network, says buying coverage early can make the difference between full protection and limited benefits.
Winter sports holidays bring unique risks, from ski injuries to avalanche disruptions. Insurance can ease the financial burden of emergencies, but only if bought on time.
According to SOVENTURE, certain benefits — such as “Cancel for Any Reason” (CFAR) protection and waivers for pre-existing conditions — are only available within a short window. Travelers usually have 10 to 21 days after making their first trip deposit to secure these options. Miss that deadline, and those key protections may no longer be available.
For example, a traveler booking a ski lodge on September 10 might have until September 20, or at most October 1, depending on the policy, to lock in those benefits. “Acting quickly ensures coverage even if plans change or unexpected risks arise,” the company explained.
Even if travelers miss the early-purchase deadline, essential protections remain available. These include trip cancellation and interruption coverage, emergency medical care, and reimbursement for lost or delayed baggage. For winter sports enthusiasts, comprehensive plans often also cover:
- Medical treatment for slope-related accidents
- Trip interruption due to avalanches or severe weather
- Replacement costs for lost or delayed ski and snowboard gear
Such features, experts say, provide peace of mind for families, groups, and solo travelers heading to alpine destinations.
SOVENTURE’s parent company, InsureMyTrip, is recognized for its customer-focused services, holding an A+ rating from the Better Business Bureau. By offering tailored coverage for active and adventure-oriented travel, the company reflects a broader industry shift toward personalized insurance solutions.
As global ski resorts prepare for an influx of visitors in the post-pandemic era, early insurance purchases not only safeguard travelers but also support local economies. Proper coverage reduces strain on alpine emergency services and strengthens confidence in winter sports destinations from the Alps to the Rockies.
Experts recommend buying insurance within days of booking a trip to maximize benefits. Travelers with medical concerns are encouraged to choose plans with pre-existing condition waivers, while those wanting flexibility should seek CFAR coverage.
Finally, winter travelers are urged to check activity-specific coverage. Some policies exclude backcountry skiing, snowmobiling, or competitive snowboarding unless stated. Knowing these details ensures that claims are honored and that risks are properly managed.
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