In 2025, Thailand continues to prioritize travel safety and health coverage for all foreign visitors, including Nepali citizens applying for a Thailand Tourist Visa (TR) or eVisa. While the Royal Thai Embassy in Kathmandu does not officially require travel insurance for visa approval, Thai immigration authorities may request proof of travel health insurance upon arrival. This applies especially at major entry points like Suvarnabhumi, Don Mueang, and Phuket airports.
Under the eVisa system, applicants must submit essential documents such as proof of accommodation, bank statements, passport, and flight bookings. However, travelers may be asked by immigration officers to provide proof of insurance covering hospitalization and emergencies during their stay in Thailand.
Since the COVID-19 pandemic, Thailand has enforced a requirement for all foreign travelers to have medical insurance covering a minimum of USD 10,000 to 20,000 for medical and emergency expenses. Though enforcement of this rule has relaxed, travel medical insurance remains an important unofficial requirement for smooth entry. Nepali travelers are strongly advised to secure insurance that covers hospitalization, accidents, medical evacuation, repatriation of remains, and COVID-19 treatment. Policies from well-known providers like Neco Insurance, Shikhar Insurance, or international companies such as AXA and Allianz are accepted. Airlines, especially those flying directly from Kathmandu to Bangkok, often recommend travelers have printed proof of insurance during check-in to avoid delays.
For those applying for long-term tourist visas or multiple-entry visas, valid travel insurance for the entire duration of their stay is particularly important. The Thai Embassy has stated that having insurance can strengthen a visa application, especially for self-employed individuals, the unemployed, or those traveling for medical or retirement purposes. eVisa applicants should consider uploading their insurance policy under the “Additional Documents” section as a best practice to show preparedness.
Travelers should also ensure their insurance covers emergency medical costs within Thailand and offers customer service in English or Thai, which is crucial in emergencies. Those traveling for adventure activities or group tours in destinations like Phuket, Krabi, or Pattaya should select insurance plans that include accident or sport-related coverage. Since the Thai immigration department often conducts random insurance checks at airports, it is essential to carry a printed or digital copy of your insurance certificate as a precaution.
Related topics:
