Pennsylvania officials are sending college students back to school with a new lesson. They are urging students to protect themselves with renters insurance and to use state support programs.
The message came at an event Thursday at Thaddeus Stevens College of Technology. The Pennsylvania Insurance Department, Department of Education, and Department of Human Services all took part.
“Many students do not know the financial risks of fire, theft, or other losses,” said Insurance Commissioner Michael Humphreys. He said these risks exist in dorms, apartments, and even during a commute.
Humphreys said renters insurance is an affordable way to protect items like laptops and textbooks. Students living on campus may be covered by their parents’ insurance. But those living off-campus should get their own policy, officials said.
Renters insurance typically costs between $15 and $20 per month. It often covers personal property, liability, and temporary housing. It can even cover belongings stolen from a car.
Officials also promoted the EmpowerU initiative. This program helps connect students with resources for food, housing, and mental health. A webinar for colleges about EmpowerU will be held on October 21.
Furthermore, the state highlighted expanded food assistance benefits. More college students now qualify for the Supplemental Nutrition Assistance Program (SNAP).
“Students should not have to choose between paying for tuition and paying for groceries,” said DHS Deputy Secretary Hoa Pham. A recent study found over a quarter of students at four-year colleges face food insecurity.
Pedro A. Rivera II, president of Thaddeus Stevens College, said supporting students personally is as important as academics. The college of 1,400 students offers pantries, mental health support, and financial aid.
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