Choosing the right car insurance can be confusing for many drivers. Denise Young, a financial advisor at Country Financial in Savannah, emphasizes the need for vehicle owners to take an active role in understanding their insurance policies. She advises, “Please examine your policy. Look at what you have and understand what you have. You don’t want any surprises.” Young stresses that accidents are unpredictable, and being aware of your coverage is the best way to avoid unexpected costs.
Many people sign up for car insurance without fully grasping the details of their coverage. This can lead to difficulties when filing claims or handling unforeseen events. Young encourages all drivers to read through their policies carefully and ask questions if anything is unclear. “Know what you have,” she insists, pointing out that knowing the specifics of your policy can make a significant difference when an accident occurs.
Practical Advice for Lowering Insurance Premiums
Young also offers advice on how to manage the cost of car insurance premiums. She suggests that consumers look for opportunities to save by reviewing the types of coverage they carry and considering whether they truly need each one. For example, some drivers may be paying for extra coverage they do not use, while others might benefit from increasing their deductible to lower monthly payments.
Another tip from Young is to compare rates among different providers regularly. Insurance premiums can vary greatly depending on the company and the level of coverage selected. By shopping around and asking for discounts or bundling options, drivers may find significant savings.
Young’s message is clear: understanding your policy and being proactive about managing your car insurance can protect you from unwanted surprises and help keep costs down. She encourages all Savannah residents to take a few minutes this week to review their car insurance documents and reach out to their advisor with any questions.
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