China Life remains committed to serving national strategies and improving people’s livelihoods, continuously deepening its philosophy of investing for the nation and serving the people. Through precise and systematic investment planning, the company supports social welfare and economic development. As the main platform for fund management within the group, China Life Asset Management had over 6.3 trillion yuan in consolidated managed assets by the end of the first quarter of 2025. It has invested nearly 4 trillion yuan in the real economy and over 240 billion yuan in social livelihood projects, setting a leading example in the insurance asset management industry in practicing China’s unique financial development path.
Dual-Track Investment Strategy for Long-Term Impact
In 2019, China Life Asset Management became one of the first to establish an investment framework focused on livelihood support, covering private enterprise development, rural revitalization, small and medium-sized enterprises, and health and elderly care. Over recent years, the company has developed and refined its dual-track allocation methodology, aligning central government directives with client investment guidelines. This approach ensures insurance funds are steadily allocated across economic cycles to major national strategies, reform initiatives, and key livelihood projects, blending professional financial tools with China’s people-centered financial principles.
Data-Driven Decision Making with Lists and Models
The company uses a positive and negative list system for industrial investments, encouraging projects in areas such as rural revitalization and expanding the middle-income group to promote shared prosperity.In 2024, it introduced a multi-dimensional evaluation model using quantitative analysis to score projects based on investment directness and risk-return alignment, improving the scientific rigor of project selection.This model guides alternative investments toward critical sectors, increasing support for the real economy with strong livelihood benefits.
Dynamic Monitoring Ensures Investment Effectiveness
- In post-investment management, dynamic monitoring, follow-up surveys, and regular communication are used to track risks based on classified and tiered evaluations of alternative products
- For equity investments, the company actively explores post-investment empowerment, using corporate governance to deeply engage in key operational decisions of invested companies, enhancing post-investment management efficiency
- Diversified Investment Portfolio Focused on Livelihood
China Life Asset Management identifies key investment opportunities based on market conditions, building a broad and well-structured portfolio in livelihood-related areas.In equity investments, it focuses on infrastructure, healthcare, rural revitalization, and elderly care, increasing research and investment efforts with over 93 billion yuan already invested.
In bond investments, it leverages the characteristics of fixed-income products to support regional coordinated development and inclusive finance, launching themed asset management products for inclusive finance, with investments exceeding 110 billion yuan.In alternative investments, it targets national strategic priorities and key areas related to livelihood, transforming high-quality assets into tangible public projects, quality products, and practical solutions.
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