On July 10, 2025, the Brown County Commissioners Court in Texas met to discuss employee health insurance options affecting county workers and their families. The meeting reflected the urgency of making well-informed choices that balance coverage quality and cost.
The main discussion focused on different health insurance plans under consideration. Option 3, which carried a $3,000 deductible, was quickly set aside due to its higher out-of-pocket expenses. Instead, commissioners favored Option 2, featuring a $1,500 deductible and a $30 co-pay, as a more reasonable choice.
A longstanding issue raised was the stagnant employee contribution rate, which has remained at $200 per month for over 20 years.
Some commissioners proposed raising this to $300, a change that could help lower the county’s overall insurance expenses while still ensuring employees receive essential health benefits.
Another key point was the county’s limited review of alternative insurance providers in recent years. One commissioner noted that other local agencies, like school districts, secure comparable coverage at much lower premiums. This insight led to a pledge among the commissioners to explore other insurance options and providers to find better rates and value for the county.
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