When most travelers think of travel insurance, they picture coverage for flight delays or lost luggage. However, today’s comprehensive travel insurance plans offer much more, covering a variety of unexpected situations that even seasoned travelers might not expect.
“Travel insurance has evolved. It’s not just about disrupted flights or missing bags anymore,” says Vivek Chaturvedi, CMO and Head of Direct Sales at Go Digit General Insurance. “A solid plan provides financial protection against medical emergencies, activity-related injuries, and even unforeseen pet care expenses.”
While not all medical issues require hospitalization, they can still be costly when traveling abroad. Some travel insurance plans, like Digit’s coverage, offer outpatient treatment, helping travelers claim medical expenses for minor injuries or illnesses that don’t require a hospital stay.
For those planning more adventurous vacations, such as scuba diving or bungee jumping, standard travel policies often exclude high-risk activities.
However, plans like Digit’s Double Secure Plan offer Adventure Activity Coverage, which covers medical emergencies from these activities—as long as they are completed within 24 hours and under professional supervision.
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